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A solution-first mortgage brokerage — expert loan structuring, signed at every step from the first chat to the day you settle.
More than home loans — we get real people to real goals.
40+ lenders. One route to the right one.
We're accredited across the majors, the challengers and the specialists — so your loan is matched to the lender, not the other way around.
& many more — a full panel across residential, commercial & specialist lending
Clarity and control for every part of your journey
Get a clear, structured view of your options — from calculating your borrowing power to deep property insights and expert advice.
01Borrowing Power Calculator
Understand your financial capacity instantly. Calculate your borrowing power, estimated repayments, and stamp duty in seconds.
Calculate now
02Property Insight Report
Get detailed insights into any property. Access estimated valuations, historical sales data, and suburb performance metrics.
Request a report
03Book an Appointment
Speak with our mortgage experts to tailor a financial solution that aligns perfectly with your property goals.
Explore optionsWhat does the application
process look like?
We've simplified the journey to make achieving your financial goals as smooth and stress-free as possible.
Get startedLet's Talk Goals
Tell us about your plans — whether you are buying, refinancing, or just exploring. We then assign you a broker who understands your needs.
Get Prepped & Pre-Approved
We assist in gathering documents, assessing your situation, and identifying suitable lenders. Our expert team supports you every step of the way.
Secure Your Loan & Settle In
After selecting the appropriate loan, we manage all paperwork and liaise directly with the lender. You focus on moving while we take care of the rest.
Why choose OCTO
Finance Group?
We've been in your shoes — our approach is grounded in real experience.
Discover moreWe offer real guidance from experienced brokers who understand the nuances of the Australian property market.
Why go through a broker at all?
Walk into a branch and you get one lender's answer. Come to OCTO and the whole market competes for your loan — at no cost to you.
- Lenders compared40+ across the whole market
- Whose side we're onLegally required to act in your interest
- What it costs you$0 — the lender pays us
- Getting a sharper rateWe chase discounts for you, every year
- Paperwork & lender chasingWe run it end to end
- Self-employed or complexWe know which lender says yes
- After you settleAnnual reviews — we stay on it
- Lenders comparedOne — only their own products
- Whose side we're onSells the bank's own book
- What it costs you“Free”, but nothing is cross-shopped
- Getting a sharper rateYou ask — or you don't
- Paperwork & lender chasingYou chase the bank yourself
- Self-employed or complexOne credit policy — take it or leave it
- After you settleYou become an account number
Our services
Tailored financial solutions to help you reach your property and business goals.
Book an appointmentFree financial tools
Take the guesswork out of your property journey. Estimate repayments, borrowing capacity, and more.
Plan your repayments
Calculate your estimated monthly mortgage repayments. See exactly how much you'll need to set aside and explore different scenarios to find a repayment plan that fits your lifestyle.
Open calculatorKnow your borrowing power
Find out exactly how much you can afford to borrow. Enter your income and expenses to get a clear picture of your maximum borrowing capacity before you start house hunting.
Open calculatorBorrowing Power
Know in seconds
Maximum Borrowing Capacity
Calculate your stamp duty
Estimate the stamp duty costs for your property purchase. Avoid any surprises by calculating the exact government fees and charges associated with buying your new home.
Open calculatorSave by refinancing
See if refinancing your current loan could save you money. Compare your current interest rate with new options to discover how much you could save on your monthly repayments.
Open calculatorRefinance
Compare & Save
Estimated Savings
Discover your purchasing power
Determine your total purchasing power in the current market. Combine your deposit and borrowing capacity to understand exactly what price range you should be looking at.
Open calculatorWhat our clients say about us
I'vebeenusingOCTOforanumberofyearsnow,andIcouldn'tbehappierwiththeirservice.JustwhenIthoughtsecuringfinancewasimpossible,Seanmadeithappen—inanincrediblyshortturnaroundtime.Hisprofessionalism,knowledge,anddeterminationtofindasolutionwereoutstanding.Highlyrecommendthemtoanyonelookingforabrokerwhogenuinelygoestheextramile!
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Why Choose a Mortgage Broker? Unlock a Better Home Loan Journey
Read moreFrequently asked questions
Ready when you are.
Let's map your route home.
A 15-minute chat is all it takes to know where you stand — borrowing power, options, and the next step. No cost, no obligation.